As a Business Owner

you should be aware of a number of insurance coverages. For example, most states require that you provide coverage for on-the-job injuries to your employees. Or if your business suffered the loss of an owner, partner, key stockholder or key employee, you may incur a financial loss.

Buildings – including improvements you have made.

Contents – including personal property, stock and equipment.

Crime - including loss of money and securities; theft, burglary and robbery; employee dishonesty; forgery and alterations.

Equipment Breakdown – including air conditioning, refrigeration, electrical and mechanical equipment.

Computers – including hardware, software, media and reproduction costs.

Business Liability – including premises, operations, products and completed operations.

Personal Injury – including libel, slander, defamation of character, wrongful eviction and invasion of privacy.

Accounts Receivable – including a debt owed to an enterprise, arising out of the normal course of business dealings.

Workers’ Compensation – including life and health insurance coverage for employees while they are on the job.

Loss of Earnings or Rents

Valuable Papers

Glass

Signs

Medical Payments

Business Auto

Umbrella Liability

Employee Practices Liability Insurance